Monthly Compounding vs Annual Compounding

Are you widowed, or do you know a widow who is fearful about her new-found state—emotionally and financially? Want a thorough guide to follow so you can move through grief emotionally in order to make smart financial decisions? If your answer to these questions is yes, yet you didn’t know who you could trust, look no further.

Written in English, not Financese, this easy-to-follow guide is divided into 2 Parts

Part I:   

• Meets you where you are, beginning with picking up your emotional pieces,
• Prepares you for the stupid-ass things people say, and
• Urges you to adopt a Six-Month No-Decision Zone, allowing time for your mind to settle and
• Coaches you to choose safe places to emote fully, as you must ultimately “feel to heal.”

In Part II you’ll learn how to:

• Navigate the Decision Zone so you don’t fall prey to expensive sales schemes,
• Care for yourself and why it’s so vital,
• Heal through giving
• Forgive and release your husband,
• Dust off your courage to re-create your life,
• Detect and dismantle widow myths, once and for all.

In My Husband Died, Now What? A Widow’s Guide to Grief Recovery & Smart Financial Decisions you’ll get the emotional coaching to help you move through your grief from a Certified Grief Coach, followed up with clear advice on how to choose a financial planner to help you through the major financial decisions you’ll face.

The Important Notifications to Make chapter is detailed and easy-to-follow, as is the chapter on Organizing Your Finances.  And you thought you couldn’t do this? Well with this handy guide, written by a CERTIFIED FINANCIAL PLANNER™ and Certified Grief Coach, your fears will dissipate as you take one step after another into reshaping your future.

Finally, you’ll appreciate the definitions of useful financial terms listed alphabetically in the back of the book, along with a URL link directory, that arranges all the URLs listed throughout the book, in topical order for easy reference.

You CAN find and nurture your unique essence and the mission for your life (and perhaps those of your children) by reading My Husband Died, Now What? A Widow’s Guide to Grief Recovery & Smart Financial Decisions.

Note: Debra serves as your Guide for Navigating Finances NOT as your Financial Advisor.  Women Navigating Finances is for women who want to maintain control of their course for financial security by knowing what to ask, whom to ask and how to make empowered decisions in alignment with their goals, lifestyle and legacy.

Debra draws on her four decades of financial expertise, including her  Master’s Degree in Retirement Planning where she partnered with clients to chart their financial plan, managing their assets accordingly on a Fee-Only Fiduciary basis. She holds the Accredited Estate Planner designation which armed her with specialty knowledge that helped her clients and their families KEEP more of their hard earned estates, leaving rich legacies.

Seeing, and listening to, a growing number of women express their ignorance around their finances and a fear even in how to take the first steps towards correcting that, she has created a coaching curriculum to address these and other popular concerns.  

Yes, she’s equally passionate about alerting women to pitfalls to avoid as well as charting, and then navigating each woman’s finances. She’s quick to define finances as the entirety of one’s life, including yet not limited to assets in Real Estate, Financial Assets, Notes Receivables, SS, pensions, Business Interests and Intellectual Property. She pays particularly close attention to one’s Risk Management, stating, “One lawsuit can ruin your whole morning!” Finally, managing the tax maze effectively stops the leaks in one’s proverbial financial boat.

She strategizes with her growing number of coaching clients to either accumulate maximum wealth or, once retired, enjoy an inflation-adjusted lifetime income stream so that they can still afford to buy higher priced goods and services as they age.  Together, Debra and each client, discuss both how to avoid financial perils while at the same time, effectively managing the sequence of return risk as well as the challenges inherent in increased longevity.

An International Motivational Speaker, Amazon Best-Selling Author & Certified Grief Coach, Debra has helped hundreds of clients face and conquer their money fears and attain financial security.  She uses humor and every-day analogies as well as her  prowess in simplifying complex financial concepts.

Debra has authored three books, Ms. Morrison's Dictionary of Useful Financial Investment Terms, Common Sense Money Guide for Women, and My Husband Died, Now What? A Widow's Guide to Grief Recovery & Smart Financial Decisions.

Debra's special personal attributes, coupled with her wealth of wise experience, have given her such credibility that she has been featured on CNN, ABC, MSG's Metro Money and CNNfn, as well as being quoted in The Wall Street Journal, USA Today, Nation's Business, Ladies Home Journal and several others.

She is the recipient of the Marquis' Who's Who Women of Influence Award and is listed in Marquis' Who's Who in Finance & Industry, Who's Who of American Women, as well as National Register's Who's Who in Executives and Business. In 2008, Debra was named one of New Jersey's Best 50 Women in Business as well as Women's Fund of New Jersey, Extraordinary Women in Finance, and 2011's Leading Woman Entrepreneur & Business Owner of New Jersey.

Debra's passions include world travel, scuba diving, golf (don't worry, her handicap is very high), skiing, boating and photography.

"Debra shares her extensive knowledge of finances, investments and planning in plain English terms that make it easy for me to not only understand, but to be able to take actionable steps from what she teaches. She guides you on how to where to invest, what to do with your money and how to not waste it. She's great!"

 ~ Christine

"I attended Debra's class and found it to be really, really informative and empowering. She didn't talk "money," unlike my financial planner that I currently have.  I would recommend this to everybody. We all deserve to know the truths about money and Debra does just that! Thanks a lot!"

 ~ Melissa

"Debra's presentation was very clear and she had wonderful materials. As a teacher, I so appreciate when someone can clearly teach, explain and give examples that clarify the main points."

 ~ Kim

©2020, Debra L. Morrison, WomenNavigatingFinances.com.  All Rights Reserved.